UnitedHealthcare (Underwritten by Golden Rule) offers two dental insurance plans in Florida and Ohio. The dental can be purchased separately or with a Florida Health Insurance policy. Currently premiums range from $17.00-$35.00 per a member.
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UnitedHealthCare Dental Benefits Include:
-100% Preventive coverage with ZERO deductible
-No Waiting period on preventive services
-Access to 73,000 dentist.
-A choice of two dental plans that can be used in and out-of-network
-Only a $50 deductible on Basic (6 month waiting period) or Major Services (12 month waiting period)
-Annual maximum benefit of $1000 per a covered subscriber
We recommend visiting Dentist Locator at UnitedHealthCare Dentists To check and see if your dentist is in or out of network. If you dentist is out of network the Premier plan would be a better option.
Sample of Savings for Dental Value and Dental Premier.
PREVENTIVE
Adult or Child In-Network Prophylaxis
-In-Network $0.00
Child Topical Application of Fluoride
-In-Network $0.00
BASIC DENTAL WORK*
Fillings Amalgam One Surface
-In-Network $13.20
Fillings Resin-Based Composite, Anterior
-In-Network $16.00
Fillings Resin-Based Composite, Posterior
-In-Network $18.40
MAJOR DENTAL WORK*
Molar Root Canal
-In-Network $335.40
Extraction, Single Tooth
-In-Network $37.00
Removal of Impacted Tooth
-In-Network $84.50
*All basic and major dental work is subject to $50 deductible and six month waiting period for basic work and twelve month waiting period for major work.
There is No waiting period for preventative dental services.
Preventative includes two cleanings and oral evaluations per a calendar year, routine x-rays, fluoride treatment, sealants, and space maintainers.
Click the following link to view the complete UHC brochure for the Dental Premier and Dental Value plans.
To Apply online for UnitedHealthcare Dental Insurance simple click the link below.
UHC Dental Premiums range from $17-$35 per a month for dental insurance.